If you qualify, an old age pension can be paid to you in Canada but cannot be transferred as a lump sum. For more information or to apply, see https://www.gov.uk/state-pension-if-you-retire-abroad. Before you claim your pension. If you have not already done so, you should investigate making additional lump sum contributions so that you could enjoy a higher pension payment.
You should also be aware that once the state pension starts to pay out, the amount you get is what you are going to get for the rest of your life while in Canada. Unfortunately, residents of Canada (and some other Commonwealth countries) do not enjoy the annual cost of living increase that pensioners in the UK get.
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The UK old age (state) pension can be paid to you in Canada.
If you qualify, an old age pension can be paid to you in Canada but cannot be transferred as a lump sum.
If you live in Canada and intend to retire there too, there is little value of having a UK pension that allows you to take a tax free lump sum.
Many UK pension plans allow the beneficiaries to make a withdrawal of 25% on reaching the retirement age. In the UK that 25% lump sum is not taxed. Unfortunately, most withdrawals from a pension plan are taxable for Canadian residents.
